If someone is going through drug or alcohol addiction, it is necessary to know the coverage their insurance will provide for a rehab facility. Payment and pricing are important when admitting to United Healthcare rehab facilities, but they should not stop them from getting treatment.
United Healthcare and Optum offer great coverage plans that we happily accept to assist a person in starting their recovery. UHC/Optum makes sure policyholders get their medical and mental health addiction treatment covered. Having an affordable treatment plan will help someone in starting their journey towards sobriety. Learn more about UHC/Optum coverage for Launch Centers near Los Angeles, California today.
United Healthcare (UHC) is the nation’s largest healthcare provider. They offer a large array of policies and coverage that will assist in getting addiction treatment. UHC will be able to help in the payment process of services and upfront costs depending on policies and the someone’s location.
UHC offers a variety of insurance plans that range from:
- Health insurance plans
- Small businesses
- Supplemental care
- Short term insurance
United Health Group has two distinct business platforms: United Healthcare and Optum. This partnership offers more opportunities to cover mental and behavioral health treatment. Optum is an innovative company in health services, combining technology, expertise, and data to improve the health community and the health of people.
If someone has insurance through UHC/Optum, we are able to accept coverage for the services necessary to recover. UHC’s preventative yearly care visits also include screening and counseling in a primary care setting for alcohol and drug abuse.
A majority of UHC and Optum plans provide assistance for addiction treatment. This includes United Healthcare rehab facilities where one might get the treatments they need.
UHC/Optum is able to help cover various rehab facilities, and we are one of them. Additionally, UHC/Optum offers a variety of treatment services included in many of their plans, which often include:
- Inpatient hospital detoxification
- Outpatient detoxification
- Inpatient rehabilitation
- Inpatient drug and alcohol abuse rehabilitation
A PPO network policy will usually offer a wide range of substance abuse treatment facilities. UHC/Optum has a big selection of rehab facilities one can choose from. Additionally, United Healthcare offers the most accessible and affordable form of insurance to cover rehab.
Healthcare usually deals with medical problems, but mental health is also important to preserve. UHC ensures everyone is getting what they need to cover rehab facilities. This insurance also has a separate division called United Behavioral Health for those with co-occurring addiction issues.
The short answer is no. Oftentimes, treatment centers are not required to be in-network. However, this depends on someone’s plan. Some plans will require a steeper coinsurance percentage or any copays to see a provider out-of-network. In fact, some plans might not even cover out-of-network services. Therefore, it is best for someone to check with their provider to see what their current plan covers.
Someone checking with their insurance representative about their coverage details will help them understand which treatment facilities they can use. They can better understand what the difference is between in-network and out-of-network health insurance.
Most health plans offer access to doctors, pharmacies, and facilities. Those that work with the insurance company are considered in-network. Out-of-network doctors, pharmacies, and facilities are outside of the specific provider network. This does not mean that nothing is covered if it is considered out-of-network. In fact, facilities out-of-network can still be covered. This provides someone with the assistance in paying for rehab facilities they need to start their life of sobriety.
It’s advisable for someone to call the insurance representative today about their plan and what it may cover. Services under United Healthcare do not have to be in-network for it to be covered. If a person finds the right facility, especially within Launch Centers, we will help them find the most affordable treatment plan for them. We believe pricing should not be the reason someone doesn’t start addiction treatment.
Inpatient rehab coverage depends on the type of UHC/Optum coverage someone currently has and their location. There are a variety of insurance plans that cover inpatient programs, such as individual and family plans.
However, UHC also provides short-term insurance plans. This plan may also cover addiction treatment programs at United Healthcare rehab facilities. For example, in a short-term plan, a large percentage of an individual’s policy will help cover substance abuse programs. However, this is not so for the lowest premium plan.
United Healthcare’s more comprehensive short-term insurance plans have around a 20% to 30% deductible. This deductible can range from $1,000 to $10,000 before insurance comes in. Additionally, these policies carry a maximum term of $3,000.
United Healthcare’s Medicare plan will also help cover rehab services. Inpatient treatment is the best for someone with a very severe addiction level. This is when they should start the detox process. We can help by providing our best services within our inpatient program.
UHC/Optum’s outpatient rehab coverage offers similar benefits to inpatient coverage at United Healthcare rehab facilities. In fact, one of the company’s lower plans, short-term coverage, may help to cover drug and alcohol rehabilitation. The short-term plan’s specific outpatient coverage involves 20% to 30% coinsurance after deductibles. Additionally, the plan also has a $3,000 policy term maximum for each covered person.
It is very beneficial for someone to check if their plan is able to cover outpatient programs. No matter what level of addiction someone may have, it is important to get treatments to help ease them into life again. UHC/Optum may be able to help them in getting the coverage necessary for any rehab facility, including ours.
Launch Center offers the best services in our outpatient programs. In fact, if someone has gone through inpatient rehab, this is a recommended next step to take. Outpatient programs will help patients decrease any risk of relapse, even after inpatient treatment. Actually, temptations can still linger in the body and mind. So, it’s best to make sure they will be able to live a guaranteed life of sobriety.
At Launch Centers near Los Angeles, California, we want to make sure that drug and alcohol rehab treatments are accessible to everyone. Therefore, we happily accept United Healthcare and Optum insurance to help cover your treatments based on your current plan. We can help you along the whole process. Starting addiction treatment will benefit your overall health and well-being in the future.
If you or someone you know is struggling with addiction and wants to know more about insurance coverage, contact us or visit our admissions page today.