UHC/Optum Insurance Accepted in LA
Our Los Angeles Addiction Treatment Center Accepts UHC/Optum Insurance
If someone is going through drug or alcohol addiction, it’s necessary to know the coverage their insurance will provide for a rehab facility. Payment and pricing are important when admitting to United Healthcare rehab facilities, but they should not stop them from getting treatment. United Healthcare and Optum offer great coverage plans that we happily accept to assist a person in starting their recovery. UHC/Optum ensures policyholders get their medical and mental health addiction treatment covered. An affordable treatment plan will help someone start their journey toward sobriety. Launch Centers takes HMO and PPO Optum policies at our Los Angeles treatment center.
United Healthcare (UHC) is the nation’s largest healthcare provider. They offer many policies and coverage that will assist in getting addiction treatment. UHC can help pay services and upfront costs depending on policies and someone’s location.
UHC offers a variety of insurance plans that range from:
- Health insurance plans
- Small businesses
- Supplemental care
- Short term insurance
United Health Group has two distinct business platforms: United Healthcare and Optum. This partnership offers more opportunities to cover mental and behavioral health treatment. Optum is an innovative company in health services, combining technology, expertise, and data to improve the community and people’s health.
If someone has insurance through UHC/Optum, we can accept coverage for the services necessary to recover. UHC’s preventative yearly care visits also include screening and counseling in a primary care setting for alcohol and drug abuse.
Under the Affordable Care Act (ACA), most insurance companies offering coverage for individual and small company plans must include mental health and substance abuse treatment coverage. United Healthcare Insurance provides mental health coverage in many plans, recognizing the importance of addressing mental health as part of overall health and wellness. Additionally, they acknowledge the prevalence of co-occurring disorders, where individuals struggle with both mental health and substance use disorders, and emphasize the significance of addressing both in treatment.
A majority of UHC and Optum plans assist in addiction treatment. This includes United Healthcare rehab facilities where one might get the necessary treatments.
UHC/Optum can help cover various rehab facilities, and we are one of them. Additionally, UHC/Optum offers a variety of treatment services included in many of their plans, which often include:
- Inpatient hospital detoxification
- Outpatient detoxification
- Inpatient rehabilitation
- Inpatient drug and alcohol abuse rehabilitation
A PPO network policy usually covers a wide range of substance abuse treatment facilities. UHC/Optum has a big selection of rehab facilities one can choose from. Additionally, United Healthcare offers the most accessible and affordable insurance to cover rehab.
Healthcare usually deals with medical problems, but mental health is also important to preserve. UHC ensures everyone is getting what they need to cover rehab facilities.
No, treatment centers are not required to be in-network. However, this depends on someone’s plan. Some plans require a steeper co-insurance percentage or co-pays to see an out-of-network provider. Some plans might not even cover out-of-network services. Therefore, it is best for someone to check with their provider to see what their current plan covers.
Someone checking with their insurance representative about their coverage details will help them understand which treatment facilities they can use. They can better understand the difference between in-network and out-of-network health insurance.
Most health plans offer access to doctors, pharmacies, and facilities. Those that work with the insurance company are considered in-network. Out-of-network doctors, pharmacies, and facilities are outside the specific provider network. This does not mean that nothing is covered if it is considered out-of-network. In fact, out-of-network facilities can still be covered. This provides someone with the assistance in paying for rehab facilities they need to start their life of sobriety.
Call your insurance representative today about your plan and what it may cover. Services under United Healthcare do not have to be in-network to be covered. At Launch Centers, we believe pricing should not be the reason someone doesn’t start addiction treatment.
In-network coverage with UHC offers benefits over out-of-network coverage. Primarily, the cost is lower for in-network coverage than out-of-network coverage. In fact, some UHC plans don’t offer any coverage for out-of-network care.
The following are benefits of receiving UHC in-network care:
- The provider accepts your insurance plan’s rate, which saves you money.
- Additional services are covered at a lower rate. For instance, an in-network provider might have a 20% co-pay versus 30% with an out-of-network provider. Thus, you save on any out-of-pocket costs.
- The provider for in-network coverage meets certain standards for UHC plan members versus out-of-network care, which can vary in quality.
- Obtaining in-network coverage is easier overall and requires less paperwork than seeking out-of-network care.
Of course, each plan can vary in terms of benefits, so it’s best to speak to your insurance carrier directly about coverage before settling on a treatment center.
United Healthcare’s Medicare Advantage Plan provides coverage for various services related to substance abuse treatment, such as medical detoxification in a substance abuse treatment facility or a hospital setting if medically necessary. In addition, both inpatient and outpatient rehabilitation services, including individual and group therapy, are covered under this plan, and there are no limits on the number of outpatient program sessions you can receive. If medically necessary, extended stays in a drug and alcohol rehabilitation program are also covered.
UHC Choice and Choice Plus plans allow you to choose your in-network provider without requiring a referral. This plan fully covers the majority of preventative care services. However, you may see additional costs if you use services outside United Healthcare’s network.
The Choice Advanced and Choice Plus Advanced plans offer lower co-pays and greater co-insurance. While services must still be obtained in-network, these plans do not require a primary care physician. UHC also offers preferred-provider organization plans, which may require service referrals and some of these plans permit out-of-network services.
UHC/Optum’s outpatient rehab coverage offers similar benefits to inpatient coverage at United Healthcare rehab facilities. One of the company’s lower plans, short-term coverage, may help to cover drug and alcohol rehabilitation.
No matter what level of addiction or mental health issues someone may have, it is important to get treatments to help ease them into life again. UHC/Optum can help them get the coverage necessary for any rehab facility, including ours.
Launch Center offers the best services in our outpatient programs. This is the next recommended step if someone has already gone through inpatient rehab. Outpatient programs will help patients decrease any risk of relapse, even after inpatient treatment.
Individualized substance abuse treatment plans and length depend on various factors such as location, available facilities, age, physical and mental health, duration, and type of substance use. Inpatient rehab facilities collaborate with United Healthcare to determine the appropriate duration of stay. Longer stays have been shown to result in more successful outcomes. Individuals can access United Healthcare Insurance rehab coverage by calling or logging into their online portal.
If your insurance doesn’t cover addiction treatment services, talk to your local treatment center. Some drug treatment programs offer scholarships or financing options. Many treatment facilities aim to work with you and your insurance provider to make addiction recovery more accessible and affordable. It’s important to seek help promptly, as every day spent with drug abuse or alcohol addiction can be unbearable.
At Launch Centers near Los Angeles, California, we want to ensure that drug and alcohol rehab treatments are accessible to everyone. Therefore, we happily accept United Healthcare and Optum insurance to help cover your treatments based on your current plan. We can help you along the whole process. Starting addiction treatment will benefit your overall health and well-being in the future.
If you or someone you know is struggling with addiction and wants to know more about insurance coverage, contact us or visit our admissions page today.