MHN Behavioral Health Coverage
One of the most common barriers to seeking drug rehab is ensuring that you can pay for the costs. MHN behavioral health (Managed Health Network) drug rehab coverage can help you cover all, most, or some of the costs depending on your plan and treatment.
Under the Affordable Care Act (ACA), all insurances on the healthcare marketplace must include mental health and substance use treatment as essential health benefits. Many insurers, like MHN, follow the ACA’s definition of essential health benefits to provide some type of coverage for drug and alcohol rehab.
Manage Health Network (MHN) is part of Health Net based in California. MHN behavioral health provides Employment Assistance Programs (EAPs), behavioral health services, organizational development, and wellness programs to enhance the lives of those covered.
MHN has over 40 years of behavioral health care experience serving over 800 client accounts, including government agencies, Fortune 500 companies, and multi-employer funds, partnering with over 63,000 licensed practitioners and 1,500 hospitals and care facilities nationwide.
MHN behavioral health considers medical necessity to determine how long they will cover your services. The Launch treatment team works closely with your insurances case manager to ensure coverage as long as possible. You might need a referral from your primary care physician (PCP), a psychiatrist, or another qualified medical professional for coverage. If you require medical services at a hospital due to substance abuse, such as an overdose or an injury while intoxicated, your attending physician might recommend rehab as a medical necessity.
MHN covers the following types of mental health and substance use treatment:
- Counseling sessions with therapists, psychiatrists, or psychologists
- Treatment in a setting that meets your medical needs
- Aftercare and follow-up services
Many alcohol and drug rehab facilities offer these services as part of a comprehensive treatment plan. However, knowing if MHN will cover some or all aspects of your treatment plan can be confusing. The following are common questions many people have about MHN and rehab coverage:
MHN covers most, all, or some of the costs for inpatient drug and alcohol rehab. Each plan under MHN provides different levels of care and support for drug and alcohol rehab. If inpatient detox or treatment is necessary by a qualified medical professional, MHN is most likely to provide coverage for this level of care.
Inpatient drug rehab, like detox or residential treatment, can be costly due to medical staff, 24/7 supervision, specialized therapies, meals, and facility costs. Even if your plan only covers some of these expenses, your coverage could go a long way in lessening the financial burden after rehab.
Drug and alcohol rehab can cost different prices based on the level of care and included amenities. Depending on your needs, you might need additional levels of treatment throughout your recovery process. The best way to understand the pricing is to contact us and speak with one of our treatment specialists.
Drug and alcohol treatment can be a long-term process. Inpatient detox usually lasts about 1 week though some people need more time. Residential treatment programs can take a month or even longer. Aftercare and follow-up services can continue for months or years after you stop using or drinking.
MHN behavioral health considers medically necessary treatment to determine how long they will cover your services. Sober living programs can provide additional support during your treatment. Launch Centers will work with you to find stable and supportive housing to meet your needs. MHN covers the type of treatment you need, which could be in an outpatient setting. If you have a safe and stable home environment, outpatient drug rehab could cut back on out-of-pocket expenses or copays. MHN might cover outpatient services if appropriate and medically necessary for your care.
Outpatient drug rehab is usually less expensive than inpatient services. During outpatient care, you don’t reside in a rehab facility. Living at home cuts down on the expenses during inpatient treatment. Many people continue outpatient drug rehab after inpatient services.
MHN covers the type of treatment you need, which could be in an outpatient setting. If you have a safe and stable home environment, outpatient drug rehab could cut back on out-of-pocket expenses or copays. MHN might cover outpatient services if appropriate and medically necessary for your care.
HealthNet offers quality, affordable plans for every stage of life, regardless of age, income, employment status, or current health status. HealthNet boasts flexible health plans with extra attention paid to telehealth for mental health and substance use disorder treatment.
Healthnet recently increased its mental healthcare coverage by providing access to a specialized panel of providers under as part of its large employer plans. Also, the company considers itself a leader in government-sponsored health plans, with expertise in serving both Medi-Cal and Medicare members. In fact, most Medicare plans with HealthNet include Part D coverage and extra benefits.
Providing high-quality health services—with stellar ratings by third parties that regularly assess health plan quality—HealthNet is backed by a Fortune 51 company, ensuring members have a dependable plan. In conclusion, HealthNet offers some of the lowest-cost plans available to individuals, families, people with Medi-Cal, Medicare, and businesses in the Golden State.
There are a number of financial benefits when choosing an in-network MHN provider versus out-of-network care. In-network coverage is more affordable, thus it is best to seek an in-network provider like Launch Centers for your treatment needs.
The benefits of MHN in-network coverage include the following:
- Treatment providers will accept your insurance plan and coverage when you are in-network.
- Any additional expenses, co-insurances, co-pays, and other out-of-pocket expenses are less costly when you choose an in-network provider with MHN.
- Launch Centers meets the treatment standards required by MHN. Thus, you know that you are getting quality treatment when you are in-network versus out-of-network.
- The admissions process is much smoother and quicker with in-network coverage. This can get you or your loved into treatment sooner and with less hassle than an out-of-network provider.
Since each plan differs in terms of coverage, it is best to speak with MHN directly to clarify expenses before entering treatment. Our staff at Launch Centers can also guide you through this process and provide any necessary details when verifying coverage.
Always check with your insurer about the type of care you are considering first to ensure that they provide coverage. While MHN will usually cover any service deemed medically necessary, you want to be sure that MHN covers treatment before you begin rehab. It is best to understand the expenses before entering treatment, as many facilities can work with you to lower your costs.
Some of the following tips can help you find treatment if you are concerned about rehab expenses:
- Luxury rehab facilities might have additional amenities and treatments that are not considered essential.
- Some facilities might have options for treatment planning that fits your insurer’s requirements for minimum essential health benefits.
- Facilities could have other options to lower your costs, such as sharing a bedroom or opting out of alternative therapies not covered by insurance.
- Many treatment centers also have financial aid and payment options to offset your initial out-of-pocket expenses.
- Support groups, like 12-Step recovery and SMART Recovery, are free of charge and are proven effective to enhance positive outcomes throughout your recovery.
Drug and alcohol rehab can be expensive; however, MHN and other insurers can help lower your out-of-pocket expenses. Substance abuse and mental health treatment are considered essential health benefits and are covered by most insurance carriers. If you or a loved one needs drug and alcohol rehab, Launch Centers of Los Angeles, California can answer your questions about coverage. Call today or visit our admissions page to verify insurance coverage and discuss treatment options.